The Financial Brand

SEPTEMBER 8, 2021

The post Banking Achieving Success With Innovation Efforts appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Building a culture of innovation is at the foundation of success for financial institutions hoping to respond to the new opportunities of the marketplace.

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The Financial Brand

SEPTEMBER 29, 2021

Priorities are fundamentally shifting in banks and credit unions as they grapple with the challenges (and opportunities) of the marketplace. The post Word on the Street: 6 Insider Realities of Banking Today appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 41

The Financial Brand

SEPTEMBER 13, 2021

The shift to an online landscape revolutionized banking. The post People Love Digital Banking, But Will They Surrender All Their Data? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The industry is evolving how it shares data but consumers aren't prepared.

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Digital Banking Data Banking Trends Analysis 41

The Financial Brand

SEPTEMBER 16, 2021

Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business. The post Getting Ready for FedNow’s Impact on Transaction Fees and More appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 19, 2021

The post 4 Technology Forces Could Bulldoze Banks Off the Map appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Moody's report forecasts cloudy days ahead for traditional financial institutions, with potential economic storms in the offing.

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Technology Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 16, 2021

Buy now, pay later isn't merely a Covid-related trend. The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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The Financial Brand

SEPTEMBER 12, 2021

The post Machine Driven Marketing: The Future of Ethical AI and Digital Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The promise of artificial intelligence won't be realized if financial institutions don't address issues of data relevance and quality.

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Digital Banking Marketing Banking Trends Analysis 41

The Financial Brand

SEPTEMBER 29, 2021

Are banks and credit unions ready for them? The post What Millennial & Gen Z Business Owners Want from Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Startups surged during the pandemic, and like their mostly young owners, they have digital DNA.

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Millennials Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 35

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 7, 2021

Senior execs at the data aggregator reveal the strategy behind moves to cooperate with banks, and the impact of an open-finance future. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post What’s Next for Plaid’s Complex Relationship With Financial Institutions?

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The Financial Brand

SEPTEMBER 19, 2021

Few in banking would deny the importance of innovation. The post 4 Practical Ways to Create Lasting Innovation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yet many institutions fail to make changes that produce results. Here's why.

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Innovation Banking Trends Analysis Trends 39

The Financial Brand

SEPTEMBER 9, 2021

The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.

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The Financial Brand

SEPTEMBER 14, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The highly digital yet personal strategy of one community institution points a way forward. The post The ‘Primary Financial Institution’ Concept Is Dead… Now What?

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The Financial Brand

SEPTEMBER 23, 2021

The post Is PayPal’s Expanded Financial Offering a Threat to Banks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.

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The Financial Brand

SEPTEMBER 9, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With interest in holding crypto rising fast among Americans, there's an opportunity to establish an early presence. The post Are Cryptocurrencies Coming to Everybody’s Checking Accounts?

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cryptocurrency Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 22, 2021

Small and midsize financial institutions need to embrace “conscious banking” – becoming more like trusted advisors and less product-focused. The post 3 Keys to the Future of Banking: Partnerships, Openness & Advice appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 15, 2021

The post The 6 Process Pain Points that Kill Banking CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Building customer loyalty today requires efficiently handling account problems, but many process weak spots frustrate the experience.

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Banking Trends Analysis Trends Branding 38

The Financial Brand

SEPTEMBER 26, 2021

Chase, First Horizon, Live Oak Bank and others have shifted major parts of their core systems to the public cloud, marking a turning point. The post Big Breakthroughs as Banking in the Cloud Replaces Legacy Systems appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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System Banking Trends Analysis Trends 38

The Financial Brand

SEPTEMBER 12, 2021

The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.

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The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

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Banking Trends Analysis Trends Branding 39

The Financial Brand

SEPTEMBER 16, 2021

The post Bad User Experiences Destroy Great Marketing appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In a digital world, a bad customer experience can undermine marketing, while a great experience can have a positive multiplier impact.

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The Financial Brand

SEPTEMBER 27, 2021

Getting brand right is critical because it is the one thing that sets banks and credit unions apart in a marketplace of similar products. The post Four Hazardous Branding Traps Financial Institutions Step Into appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Banking Trends Analysis Trends 29

The Financial Brand

SEPTEMBER 15, 2021

The post Digital Banking Innovation Becomes Mandatory, Not an Advantage appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Improving service to consumers through digitization has gone beyond table stakes. Without it, don't even enter the casino.

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Digital Banking Innovation Banking Trends Analysis 36

The Financial Brand

SEPTEMBER 1, 2021

The post 5 Cryptocurrency Issues Banks & Credit Unions Must Tackle Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The definition of 'money' and 'investments' keeps expanding. Traditional institutions can't risk falling behind what consumers home in on.

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cryptocurrency Banking Trends Analysis Trends 36

The Financial Brand

SEPTEMBER 27, 2021

The post How Banks and Credit Unions Are Rethinking Marketing for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Shifts in where people seek financial information are driving some changes, coming on top of attitudes and practices changed by the pandemic.

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Marketing Banking Trends Analysis Trends 36

The Financial Brand

SEPTEMBER 20, 2021

The post Don’t Let Apple’s New Privacy Rules Derail Your Bank’s Marketing appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers give the protections a thumbs-up, but the changes could negatively impact financial marketing strategies. Here’s how to adapt.

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The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S. Should traditional institutions — and fintechs — be worried?

Banking Trends 33

Banking Trends Analysis Trends Branding 33

The Financial Brand

SEPTEMBER 19, 2021

The post 4 Tech-Driven Forces Could Bulldoze Banks Off the Map appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Moody's report forecasts cloudy days ahead for traditional financial institutions, with potential economic storms in the offing.

Banking Trends 34

Banking Trends Analysis Trends Branding 34

The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S. Should traditional institutions — and fintechs — be worried?

Banking Trends 32

Banking Trends Analysis Trends Branding 32

The Financial Brand

SEPTEMBER 15, 2021

The post 4 Reasons Why Your Financial Institution’s Chatbot Project Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Several common, but avoidable, issues can negatively impact chatbot user experience, derailing your success and costing you customers.

User Experience 36

User Experience Banking Trends Analysis Trends 36

The Financial Brand

SEPTEMBER 27, 2021

The post Why Are So Many Banks Killing the CMO Role? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Wells Fargo and BofA both retired the position, prompting debate about whether 'chief marketing officer' is endangered or simply evolving.

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The Financial Brand

SEPTEMBER 7, 2021

The post Why Banks Are Barely Keeping Up with Staff Shortages In a Covid World appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions everywhere are haunted by a tight labor market. But there are innovative ways to attract and retain employees.

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The Financial Brand

SEPTEMBER 8, 2021

Financial marketing experts weigh in on five strategies to effectively grow your financial institution's brand and business. The post 5 Key Strategies to Maximize Your Institution’s Marketing Reach & Impact appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 22, 2021

The post Bank Regulator Sees Cryptocurrency Innovation Creating ‘Fool’s Gold’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Acting Comptroller draws parallels between booming blockchain-based currency businesses and innovations that ushered in the Great Recession.

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cryptocurrency Regulation Innovation Banking Trends 33

The Financial Brand

SEPTEMBER 28, 2021

The post Both Banks & Fintechs Blow It With Financial Wellness… What’s Wrong? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Many financial institutions fail in an area of rising importance to consumers. The key is to move from budgeting tools to contextual advice.

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Fintech Banking Trends Analysis Trends 34

The Financial Brand

SEPTEMBER 20, 2021

An unusual alliance, inspired by 'Shark Tank,' aims to address capital needs to help maintain banking access in communities of color. The post FDIC Recruits Microsoft & Truist to Build a Fund for Minority-Owned Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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