The Financial Brand

AUGUST 18, 2021

Banks and credit unions can help (and profit) by stepping in. The post How Financial Institutions Can Improve Banking for Hispanic Millennials appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Younger LatinX consumers are struggling financially for several unique reasons.

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The Financial Brand

AUGUST 8, 2021

To survive, banks and credit unions must build the digital infrastructure and competitive mindset that can make an organization future-ready. The post How Banks Will Become Irrelevant in Next Decade appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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The Financial Brand

AUGUST 2, 2021

The pace of digital transformation will rocket as vastly increased network speed and connectivity empowers both banks and their competitors. The post How 5G Will Reshape the Future of Digital Banking & Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 4, 2021

Successful digital banking transformation requires prioritizing what is needed today against what's required for the future. The post Executing What’s Possible With Digital Banking Transformation appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Digital Banking Banking Trends Analysis Trends 42

The Financial Brand

AUGUST 11, 2021

The post Don’t Surrender Retail Banking to Fintechs and Megabanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. If your financial institution isn't using consumer deposits to grow profitable relationships, you're overlooking a huge opportunity.

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The Financial Brand

AUGUST 29, 2021

Banks and credit unions no longer have a cushion of time to meet competitive challenges. The post 10 Factors That Will Determine Banks’ Future Relevance appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Clear strategies and definite actions are needed.

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The Financial Brand

AUGUST 2, 2021

The post How Banks Can Ensure Fintech Partnerships Don’t Fail appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Relationships with fintechs are quickly becoming an essential for survival, but they'll only work with three key factors in place.

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The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

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The Financial Brand

AUGUST 23, 2021

Banking as a service is hot and getting hotter. The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

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The Financial Brand

AUGUST 25, 2021

Your brand is showing up nearly everywhere, but may not be saying what you think. Here are four ways to deliver a seamless brand experience. The post How Financial Institutions Can Clean Up Sloppy Brand Habits appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 4, 2021

Mobile app's free business checking accounts could be a gateway to other banking relationships as more small firms join the platform. The post ‘Wave Money’ App Plunges H&R Block Deeper into Small Business Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 24, 2021

The post Banks’ Poor Use of Data Drives Business Customers to Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.

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The Financial Brand

AUGUST 9, 2021

The post Can Digital-Only Banking Subsidiaries Beat Out the Neobanks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A growing roster of challengers are all the rage now, but as incumbents roll out their own digital options they could regain the momentum.

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The Financial Brand

AUGUST 16, 2021

The post Best in Class: How Banks Are Mastering the Social Media Game appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here are financial institutions setting the pace in creative use of Facebook, Twitter, Instagram and YouTube from our social media database.

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social media Banking Trends Analysis Trends 42

The Financial Brand

AUGUST 17, 2021

The post 3 Ways to Build Consumers’ Comfort Level With Digital Banking Tools appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Every financial offering must be as painless as Amazon, as mobile-friendly as hailing an Uber, and as free of manual processing as possible.

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The Financial Brand

AUGUST 29, 2021

Achieving digital change that does more than create a virtual traditional bank demands a fresh look at what you are trying to do. The post 9 Digital Transformation Hurdles Financial Institutions Must Clear (& How) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 25, 2021

The post What Consumers Actually Want From Their Bank’s Mobile App appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Just about every financial institution has a mobile app. However, if your app is missing these features and functions, it's falling short.

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The Financial Brand

AUGUST 31, 2021

Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab. The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 29, 2021

The post Financial Institutions Make Progress Updating IT Infrastructure appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leaders in delivering modernized digital solutions have the best satisfaction scores and rank highly in both profitability and efficiency.

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The Financial Brand

AUGUST 18, 2021

The post How to Find Growth in the Next Wave of M&A in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With mergers poised to accelerate, a niche approach to product marketing will improve retention and strengthen customer relationships.

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The Financial Brand

AUGUST 2, 2021

The post Trends Signal an Ominous Future for Credit Cards appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New data and shifting consumer payments preferences highlight key vulnerabilities that could make the product obsolete 'within a generation.'.

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The Financial Brand

AUGUST 4, 2021

Ideas used by banks and credit unions that you can adapt to take your institution's annual report to the next level. The post Gallery: 29 of the Best Annual Reports in Banking to Inspire Your Next One appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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The Financial Brand

AUGUST 8, 2021

The post Bank of America Grabbing 1 in 3 Gen Zs and Millennials with Mobile appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Megabanks are winning greater checking market share as younger consumers become the majority. But all is not lost.

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The Financial Brand

AUGUST 4, 2021

The post How to Boost Customer Lifetime Value in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. When lifetime value (LTV) is taken into account, digitally acquired customers can prove to be high-value relationships.

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The Financial Brand

AUGUST 3, 2021

In 10 to 15 years, CEO Anne Boden believes people will be talking about Chase and Starling Bank, not Chase and Wells – it's her goal. The post Starling Bank’s Dead-Serious Strategy: Growing Into a Megabank Rival appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 17, 2021

The post Debit Cards Dethroned Credit Cards – Here’s Why That’s Likely to Stick appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The pandemic was a big reason, but not the only one.

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The Financial Brand

AUGUST 2, 2021

The post Banking Share of Wallet Threatened By Hidden Attrition appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Neobanks and big tech firms are increasingly impacting retention of accounts and lifetime value of long-standing relationships.

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The Financial Brand

AUGUST 24, 2021

The post How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.

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The Financial Brand

AUGUST 3, 2021

When bank and credit union marketers lack the deep pockets of bigger institutions they have to apply brainpower. The post Marketing Smarter on a Community Bank Budget appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 25, 2021

The post FDA Vaccine Approval Prompts New Mandates in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With the FDA approval of the first vaccine, consumers and employers are increasingly supportive of mandates that keep others safe.

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The Financial Brand

AUGUST 11, 2021

The financial industry can no longer afford to ignore their mobile banking tools. The post Most People Make Deposits Via Mobile Apps (And That’s Not Stopping) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In light of new research by Chase, 2021 is proof of that.

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Mobile Banking Trends Analysis Trends 36

The Financial Brand

AUGUST 11, 2021

The post 3 Culture Changes Can Give Any Financial Marketer Fintech-Like Results appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yet key principles of startups can be applied by anyone.

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The Financial Brand

AUGUST 18, 2021

The post Millennials’ Fading Homeownership Hopes Cloud Mortgage Outlook appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New data confirms many of this group seek larger living space, yet Covid has added extra hurdles that mortgage lenders must understand.

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