PYMNTS

JANUARY 15, 2021

Founded in 1999, based in Argentina and registered in the United States, MercadoLibre is an eCommerce platform and digital payment solution that operates across Latin America. Its digital ecosystem operates as an integrated regional platform that enables businesses and individuals to trade products and services.

Regional 207

Regional America United States Operations 207

PYMNTS

JANUARY 27, 2021

The banking industry faces many day-to-day business challenges, including competition with digitally native FinTechs and the ubiquitous social distancing restrictions brought on by the pandemic. This increased digital presence also brings a greater risk of digital fraud, however.

Security 213

Security Innovation Fraud Study 213

PYMNTS

JANUARY 21, 2021

One common theme amid bank earnings — beyond lofty trading revenues gleaned from Wall Street — has been the increased uptake of mobile banking. Stats from banks, pretty much across the board, have given evidence that consumers have been pivoting to their mobile devices to attend to their everyday financial needs.

Mobile 252

Mobile Report Trends Digital Banking 252

PYMNTS

JANUARY 6, 2021

And according to Doug Brown, senior vice president and general manager of digital banking at NCR , simplicity and innovation have turned what could have been a disastrous year into a transformational pivot for the better. Tackling those tougher problems to simplify things — and that’s true in banking, retail and restaurants.”.

Innovation 318

Innovation Data Examples Community Bank 318

PYMNTS

JANUARY 14, 2021

FinTech startup Marqeta has been tapped by Goldman Sachs to power digital checking accounts for Marcus. Marqeta said that Goldman Sachs “will leverage our modern card issuing platform” to introduce digital checking accounts to Marcus customers, according to a Marqeta blog post on Thursday (Jan.

Cards 207

Cards Tools Fintech US 207

PYMNTS

JANUARY 1, 2021

Starting with some of the most recent changes — and a sign of what’s to come — earlier in the month, the European Commission offered up its initial draft of the Digital Services Act and the Digital Markets Act. The watchdog would be known as the Digital Markets Unit. In recommendations issued earlier in the month by the U.K.’s

Regulation 352

Regulation social media Course Apple 352

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. where there is no open banking regulatory mandate. HashCash Brings Blockchain Tech To Unnamed Bank.

blockchain 355

blockchain Data Fintech Tools 355

PYMNTS

JANUARY 6, 2021

In Mexico, the pandemic is moving the needle toward digital payments — specifically mobile payments — to become more widely embraced by businesses and consumers alike. Getting there, he told Webster, involves expanding financial inclusion through digital transactions that, effectively are — for the merchants and consumers involved– free.

Payments 363

Payments User Experience System Mobile 363

PYMNTS

JANUARY 28, 2021

Though traditional financial institutions have faced a surge in market pressure to digitize as new FinTech competitors emerge, there are still plenty of areas in which banks hold the upper hand, commercial lending included. FinTechs, on the other hand, built on a digital-first foundation, found their footing amid the PPP deluge. "In

Lending 164

Lending Fintech Operations Software 164

PYMNTS

JANUARY 24, 2021

The card represents some of LVL's goals to bring traditional banking services together with crypto for regular consumers. Near 30 people in Kyodo, Japan have been charged for reportedly exchanging NEM cryptocurrency for other digital currencies, in spite of knowing the assets had been stolen, a report from The Mainichi says.

Bitcoin 234

Bitcoin Marketing cryptocurrency Cards 234

PYMNTS

JANUARY 11, 2021

Pakistan has debuted a government-run instant digital payment system to help with financial inclusion and government revenue, Reuters reports. The system was developed over a period of years by a collaboration between the State Bank of Pakistan and the Bill & Melinda Gates Foundation.

System 238

System Payments National Tools 238

PYMNTS

JANUARY 14, 2021

A year ago, solidifying a digital business was still at the level of a “nice to do” for most SMBs. A year and one global pandemic later, digital transformation has become a need-to-do for SMBs looking to survive the storm. Improve Operations: Pushing Out the Paper . Thinking Beyond the Bank. businesses. “As businesses.

Tools 180

Tools Operations Payments Meeting 180

PYMNTS

JANUARY 11, 2021

The impact of the global pandemic on corporates' digitization journeys has been undeniable. Morgan's strategies to support treasurers' efforts through its own digitization roadmap. It's about digitizing how the whole business operates.". Spearheading many of those efforts was the corporate treasurer.

Payments 198

Payments Strategy Fintech Tools 198

PYMNTS

JANUARY 28, 2021

Digital assets are no longer a futuristic pipe dream in modern economy. Yet for finance leaders of the enterprise, adoption of digital assets poses plenty of risks and challenges, not least of all the inability for their current treasury infrastructures to manage crypto in an integrated and compliant way. Evolving Use Cases.

cryptocurrency 212

cryptocurrency Management Leadership Tools 212

PYMNTS

JANUARY 19, 2021

s first publicly traded neobank, with a branchless digital-first approach to financial services that comes right as the pandemic has forced branches to close, and banking across online platforms is gaining critical mass. But now,” with Radius in the operational mix, “we can add savings into the puzzle,” he told Webster.

Digital Banking 290

Digital Banking Cards Digital Strategies Survey 290

PYMNTS

JANUARY 21, 2021

Janet Yellen, President Joe Biden's nominee for Treasury Secretary, is expected to take a hard stance on cryptocurrencies, calling digital currency a “particular concern” that is used “mainly for illicit financing.”. challenger bank. Q4 Earnings Reports Show Mobile Banking’s Surge. Biden’s Treasury Pick Yellen Leary Of Crypto.

Payments 182

Payments cryptocurrency Mobile Maine 182

PYMNTS

JANUARY 14, 2021

Plus, new concerns mount in Sweden over the rise of Central Bank Digital Currencies and their implications for the traditional banking system. Wells River Savings Bank Joins The RTP Network. The new infrastructure aims to broaden financial inclusion, digitization transactions, and bolster government revenue.

Vermont 157

Vermont System Innovation Payments 157

PYMNTS

JANUARY 7, 2021

Cloud banking startup Mambu has raised €110 million (nearly $135 million) in a new funding round aimed at financing the company’s global expansion. The deal raises the valuation of Mambu and its software banking platform to more than €1.7 TCV's investments include Netflix, RELEX, Spotify and WorldRemit. .

United States 255

United States Software Capital Fintech 255

PYMNTS

JANUARY 21, 2021

TNG Digital , the venture launched by China’s Ant Group and Malaysia’s Commerce International Merchant Bankers (CIMB), is in talks to raise $150 million to fund expansion efforts, Reuters reported on Thursday (Jan. TNG Digital’s electronic wallet — Touch ‘n Go — is Malaysia's biggest digital wallet, with over 15 million registered users.

Groups 140

Groups Operations Marketing Security 140

PYMNTS

JANUARY 26, 2021

The January Credit Union Tracker® explores the latest development in the credit union (CU) sector, including an examination of why it is so important for CUs to expedite their digital transformations and how they can help accommodate pandemic-induced challenges. Around The Credit Union Landscape .

Tools 276

Tools Los Angeles New Jersey Trends 276

PYMNTS

JANUARY 5, 2021

CoinDesk has acquired digital asset index TradeBlock , the cryptocurrency news platform announced in a press release Tuesday (Jan. As a wholly owned subsidiary, TradeBlock will operate fully independently to ensure data security and client confidentiality and to preserve CoinDesk’s journalistic integrity, the release stated.

Bitcoin 230

Bitcoin cryptocurrency Tools Marketing 230

PYMNTS

JANUARY 14, 2021

In the move toward digital payments in cash-centric economies, building trust in bank accounts and payments done in bits and bytes is critical. According to the World Bank , that represents a total of 100 million individuals. This, of course, represents a significant opportunity for firms seeking to broaden financial inclusion.

Mobile 234

Mobile Payments Course Data 234

PYMNTS

JANUARY 18, 2021

There is no way to continue operative business in these conditions.”. Harper said that while digital currency is a medium of exchange and a unit of account, he can’t see how it stores value — the third “critical” purpose of a currency, CoinDesk reported. How am I supposed to run a lawful business if I can’t get a bank account?”

Bitcoin 157

Bitcoin cryptocurrency blockchain Report 157

PYMNTS

JANUARY 13, 2021

During his career at Citi, Khaliq has served in management positions in banking, markets and securities services, country management (CCO) and treasury services. Prior to his appointment as global head of TTS, Khaliq served as head of operations and technology for TTS. He rejoined Citi Pakistan (Banking) in 1995.

Management 130

Management Policies Security Operations 130

PYMNTS

JANUARY 7, 2021

A Digitization Path. In recent years, Gugelmann said financial institutions have made major progress in digitizing their back office infrastructures. When it comes to trade finance, digitization is key to streamlining data as it flows throughout an institution and with its various partners. Optimization Through Technology.

Data 175

Data Fraud Management Tools 175

PYMNTS

JANUARY 8, 2021

Organizations large and small were forced to migrate to online and cloud-based solutions to keep operations moving, often with significant friction. As firms start to settle into the new normal, however, business leaders have the opportunity to take a more deliberate and tactful approach to their digital transformation strategies.

Fintech 218

Fintech Strategy Data Tools 218

PYMNTS

JANUARY 11, 2021

Let the games, as they say, begin – as a bidding war seems to be in the works, with an eye on self-service banking. Looking Toward Digital-First . Banks, he noted, are increasingly having to embrace a digital-first experience. Even cryptos – and post-pandemic, a quickening embrace of the ATM. Brown said. “So

ATM 142

ATM Strategy Capital Bitcoin 142

PYMNTS

JANUARY 12, 2021

The lending industry was hit hard during the pandemic’s early months, with many banks and traditional lenders rapidly adjusting their standards and rates to accommodate businesses’ and consumers’ shifting needs. The share of customers who want or expect swift payments everywhere is growing, prompting banks and lenders to.

Millennials 239

Millennials Payments Lending Study 239

PYMNTS

JANUARY 17, 2021

Cloud-based accounting software solution provider AlignBooks will be working with ICICI Bank , a private-sector bank, to deliver a new, simple digital banking experience for small- to medium-sized businesses (SMBs), CRN India reported. We are delighted to partner with AlignBooks.

Software 153

Software Resources Digital Banking Report 153

PYMNTS

JANUARY 12, 2021

Curve’s pioneering approach to finance is more necessary than ever as we accelerate globally to a digital-first world,” said Bobby Aitkenhead , Managing Partner of IDC Ventures. . In December: Curve partnered with Plaid to bring open banking to the U.K. The first office in the U.S. headquarters. The expansion to the U.S.

Fintech 220

Fintech US Samsung Capital 220

PYMNTS

JANUARY 19, 2021

The payments made with AeroPay will then be funneled through a secure bank-to-bank transfer between customers and the business, the release stated. Many major banks don’t work with cannabis businesses for that reason, too, the release stated.

Online 145

Online Retail Operations Payments 145

Payments Source

JANUARY 7, 2021

While instant payments and open banking have been gaining momentum across the globe, payments providers have established digitally backed services that not only facilitate seamless financial operations but also help generate revenue, says AFEX Americas' Christian Spaltenstein.

America 118

America Operations Payments Fintech 118

PYMNTS

JANUARY 25, 2021

Small businesses, he wrote, are “the lifeblood of our economies and our communities” and need partners willing to work alongside them to build out the digital solution sets they will need to make it through this next “crucial phase of digital business savvy.”. We need to listen, understand and advocate,” Miebach wrote.

Community 234

Community Industry US Regional 234

TheGuardian

JANUARY 27, 2021

Wall Street bank hired 400 staff for Canary Wharf-headquartered digital bank The Wall Street company JP Morgan is to launch a new digital bank in the UK, in a move that threatens to shake up a banking sector still dominated by a handful of high street lenders. Continue reading.

Digital Banking 98

Digital Banking Branding Operations Company 98

PYMNTS

JANUARY 20, 2021

On a conference call with analysts , P&G Vice Chairman, Chief Operating Officer and Chief Financial Officer Jon Moeller said the mid- to long-term impacts of the pandemic are accelerating top and bottom-line growth as the quality and relevance of its many brands resonates with consumers.

Online 292

Online Report Strategy Trends 292

PYMNTS

JANUARY 20, 2021

13 to be specific, marked the third anniversary of open banking’s official launch across the pond in the United Kingdom. Generally speaking, that data sharing paves the way for a streamlined banking experience, especially over online and mobile conduits, via regulated providers. Dan Weaver, open banking expert at Equifax U.K.,

Data 188

Data Innovation Fintech Regulation 188

PYMNTS

JANUARY 22, 2021

In " A Look Forward: What Executives Wish for America and the World in 2021 ," Doug Brown, senior vice president and general manager, NCR Digital Banking , discusses how financial institutions should evolve to remain relevant and build customers' trust. It’s been a year of rapid change.

Innovation 172

Innovation Tools Leadership Customer Experience 172