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How National Banks Are Poaching Loans and Deposits

South State Correspondent

The CLO was lamenting how he was losing quality loans and deposits to three aggressive national banks in the territory. We looked at the term sheet offered by the national bank and pointed out the strategy that this national bank was deploying and how the community bank could respond. Last week we spoke to a $1.2B

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PayPal expands tie with Live Nation

Payments Dive

The digital payments pioneer, facing more competition in the checkout space, this week announced moves to serve large corporate customer Live Nation and small businesses.

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How To Do Better Against National Bank Lending Competition

South State Correspondent

Many existing community bank customers and prospects are also national bank customers. There are now many online, nationally-focused lenders that are capable of an entire virtual relationship. Conclusion Community banks should not try to be national or regional banks.

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OCC Releases CRA Evaluations for 16 National Banks and Federal Savings Associations

Perficient

Capital One, National Association. Guaranty Bank & Trust, National Association. Modern Bank, National Association. First National Bank of Pulaski. The First National Bank of Middle Tennessee. Citizens National Bank of Texas. First National Bank of Brookfield. First National Bank.

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Now’s the time for national EWA legislation

Payments Dive

“Instead of state-by-state regulation, federal government guidance must be updated and clarified,” authors of a recent working paper on earned wage access write.

National 259
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America: a nation living in the 20th Century

Chris Skinner

These days, in … The post America: a nation living in the 20th Century appeared first on Chris Skinner's blog. Although a valid payment mechanism in some countries, it has been phased out in many. Finland stopped using checks in 1993, Poland in 2006 and the Netherlands from the start of next year.

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Mastercard embraces nationalism

Payments Dive

The card company isn’t shying away from countries in which the governments are taking a more insular approach to building their payments systems.

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