Bank Innovation
FEBRUARY 23, 2017
If you picked up the New York Times Business section this morning, you probably saw the photo of the fintech guru, Brett King, looking out the window of a dimly-lit room. The caption read: “Brett King once hoped his company, Moven, would become ‘the Facebook of banking.’” Those hopes are Read More.
Chris Skinner
FEBRUARY 23, 2017
There are basic human needs: food, drink, sleep … wifi. Once those are covered, everything else is supplemental. It’s not needed. It’s just stuff you want. If you can eat, drink and sleep comfortably, what else is there? I only ask this question because I was thinking about what we value, and realised that we all value different things. You might collect Britney Spears memorabilia which, to me, is worthless.
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Payments Dive
FEBRUARY 23, 2017
Careful consideration of the advantages and disadvantages of each available payments option will enable restaurant owners to find the one that best meets the needs and preferences of their diners.
Bank Innovation
FEBRUARY 23, 2017
With an anticipated wave of de-regulation, neither the U.S. nor the U.K. wants to apply the old way of regulation to the fintech firms that are becoming the new norm for financial services. Could regtech be the solution? “Fintech has started to permeate the [global] economy in one way or another—fintech Read More.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Accenture
FEBRUARY 23, 2017
Microsoft’s Bill Gates knows a thing or two about technology. As part of his foundation’s education work, Gates has also learned a lot about how technology can improve the quality of schools. One of his observations is that “technology is. Read more.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Accenture
FEBRUARY 23, 2017
Microsoft’s Bill Gates knows a thing or two about technology. As part of his foundation’s education work, Gates has also learned a lot about how technology can improve the quality of schools. One of his observations is that “technology is just a tool. In terms of getting the kids working together and motivating them, the teacher is the most important … we will still need to make sure every student has an effective teacher, and every teacher gets the tools and support to be phenomenal.”.
Abrigo
FEBRUARY 23, 2017
By Jackie McLaughlin, CPA Two of the biggest challenges that partners face when undertaking an audit engagement is risk mitigation and efficiency. Without proper risk mitigation a firm may issue an incorrect audit opinion and without audit efficiency, a firm may not be able to achieve healthy profit margins. So the real challenge for the auditor is to perform a more efficient audit, or do less work while maintaining an acceptable level of audit risk.
Accenture
FEBRUARY 23, 2017
Microsoft’s Bill Gates knows a thing or two about technology. As part of his foundation’s education work, Gates has also learned a lot about how technology can improve the quality of schools. One of his observations is that “technology is just a tool. In terms of getting the kids working together and motivating them, the teacher is the most important … we will still need to make sure every student has an effective teacher, and every teacher gets the tools and support to be phenomenal.”.
PYMNTS
FEBRUARY 23, 2017
Artificial intelligence (AI) is becoming increasingly important for eCommerce companies, according to new data from ViSenze. AI technology startup ViSenze creates digital image search solutions built on deep learning and computer vision capabilities. Founded in Singapore in 2012, the company’s solutions are used today by major digital retailers such as Rakuten and ASOS to simplify product searching for some 250 million daily active users.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Let's Talk Payments
FEBRUARY 23, 2017
Without noticing it, artificial intelligence (AI) already fits in many forms into our daily lives and supports our decision-making. At times, it’s discussed a bit like blockchain, which we’re being.
PYMNTS
FEBRUARY 23, 2017
For innovators and payments professionals, the good news about the world is also identical to the bad news: It is a constantly changing environment. But globalization has its discontents — Brexit, a change in the U.S. political administration, the uncertainties surrounding China and, more recently, Russia, to name but a few. This makes the issues surrounding the secure movement of money across borders more complicated — some say more daunting, maybe even more expensive — but a massive opportunit
Let's Talk Payments
FEBRUARY 23, 2017
Plum brings artificial intelligence (AI) to savings and investments enabling people to automatically put money aside every couple of days. Plum exists to solve UK’s £350bn savings black hole.* Its.
PYMNTS
FEBRUARY 23, 2017
If you’ve ever watched a sci-fi movie set in the future, then you may know that pop culture has long fantasized of an automated future. . As it turns out, fiction is rapidly becoming reality (depending on which film or show you’re basing it on). According to recent research, 50 percent of the world’s current jobs could be automated within the next 40 years.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
CFPB Monitor
FEBRUARY 23, 2017
John L. Culhane, Jr. In December 2016, the Secretary of Education issued a decision adopting the decision of the Department of Education’s Senior Department Official terminating and withdrawing the Department’s recognition of the Accrediting Council for Independent Colleges and Schools (ACICS) as a nationally recognized accrediting agency. Earlier this week, the D.C. federal district court denied ACICS’ motion for a temporary restraining order and preliminary injunction.
PYMNTS
FEBRUARY 23, 2017
Cutting no corners in its quest for growth, Square’s latest results were better on the top and bottom lines than The Street had expected, and unsurprisingly, transactions helped drive momentum. The firm said that it processed $13.7 billion in payments, a headline number that was 34 percent higher than had been seen a year ago. The firm reported a loss of $0.04 this past quarter, or about $80.5 million, markedly better than $0.34 in red ink last year.
Bobsguide
FEBRUARY 23, 2017
Jean-Noel Prost, targit GmbH. Although the framework regarding the ex-ante and ex-post cost transparency seems to be well defined by ESMA in MiFID II, a number of questions remain unanswered and leave the directive open for misinterpretation, confusion and potential conflicts between customers and.
PYMNTS
FEBRUARY 23, 2017
Millions of millennials have joined the gig economy, and according to Hyperwallet CEO Brent Warrington, they’re motivated by a desire for freedom and flexibility. Those gig workers represent a powerful potential force for employers, but as Warrington recently told PYMNTS, most will need to change their business model in order to keep millennial gig workers happy.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
Bobsguide
FEBRUARY 23, 2017
M&A advisory firm Hambleton Partners has released its latest fintech industry M&A report, and the major takeaway from the report is the volume of industry deals dropped dramatically towards the end of 2016. The drop in the value of deals was nowhere near as significant as the fall in.
PYMNTS
FEBRUARY 23, 2017
Gulf Oil customers now have a faster, more convenient way to pay for gas and other products with the introduction of Gulf Pay, a new mobile payment application. According to a release , the new app, powered by P97’s PetroZone® mobile commerce platform, will enable customers to find the nearest Gulf gas station, get directions, access fuel prices, pay for gas at the pump and purchase products inside the store.
CB Insights
FEBRUARY 23, 2017
Check out even more content at Future of Fintech 2017. Use code “FoFInsights” to get $1000 off your ticket. Bitcoin and blockchain may be moving beyond buzzword status. Funding to the sector has gone from almost no investment in 2012 … Continued.
PYMNTS
FEBRUARY 23, 2017
Supply chain management and eInvoicing company Tungsten Network is working with a new partner to provide cash to its corporate clients. Reports Wednesday (Feb. 22) said Tungsten is working with Orbian to link its supply chain finance solution into Tungsten’s supply chain management platform. “We are delighted to be working with Orbian as we expand our financing offering to better service the many and varied businesses on the Tungsten Network ,” said Prabhat Vira, president of T
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
BankNXT
FEBRUARY 23, 2017
Outside government and RBI-initiated actions, there's been little private participation in building the payment infrastructure of India. Amit Balooni looks at the potential learnings from PSD2. PSD2 in Europe – lessons for India’s payments initiative on BankNXT.
PYMNTS
FEBRUARY 23, 2017
In mobile marketplaces like the Apple App Store or the Google Play Store, there are thousands of apps that help track or care for personal health. And by and large, consumers have been big fans of these apps. According to an estimate from the Food and Drug Administration (FDA), more than 500 million smartphone users are actively using a health care-related application.
Payments Source
FEBRUARY 23, 2017
The mobile point of sale company's partnership with the coffee chain was designed to bring Square's mobile payments technology into Starbucks locations. But the partnership didn't pan out and ended a couple of years ago.
PYMNTS
FEBRUARY 23, 2017
Banks and FinTechs are going in on blockchain technology , as two separate reports released earlier this month conclude. Analysis from Corporate Insight and Infosys Finacle say banks and FinTechs are readying increased involvement and investment in distributed ledger technologies. A report from Corporate Insight, “Blockchain Solutions and the Future of Finance,” declares blockchain to be the future of the financial services world. “In the past two years, financial services firms and techno
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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